Business Insurance & Bonds
"We Can Write That"
Business Insurance & Bonds
There isn't much that we can't cover, so you will hear us say a lot "We Can Write That". To give you an idea of some of those things we can wright, look to the list below.

Bonds – Bonds come in many types. Bonds are intended to guarantee an entity or individual will complete project per a contractual agreement. A variety of bonds are available, including but not limited to, Contract, Judicial, License, Probate and Surety Bonds.

Builders Risk – Builders Risk covers the building material and the building under construction.

Business Owners – This policy is intended to insure small to medium size business and typically covers liability as well as property.  It can also include loss of income and crime.

General Liability – Coverage that is designed to protect an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business or when someone is injured in the general operation of a business.

Commercial Property – Insurance for your buildings, business personal property, and can include, but not limited to, crime coverage, as well as business income and accounts receivable.

Directors and Officers – Directors and Officers Liability Insurance provide financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company. Think of Directors and Officers Insurance as a management Errors and Omissions policy. A director can be held personally responsible for acts of the company.

Employment Practices Liability – Employment Practices Liability Insurance is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It covers your firm, including its Directors and Officers.

Errors and Omissions – Insurance that protects professionals against claims arising from their actual or perceived negligence, errors and mistakes in the performance of service for others.

Farm – Insurance designed for exposures that are peculiar to farms, such as farm business operations, farm employees engaged in farm business activities, and  liability arising out of selling farm products.

Garagekeepers – Coverage provided under a garage policy for auto and trailer dealers, particularly those dealers that maintain a service department or body shop, for liability exposures with respect to damage to a customer's auto or auto equipment that has been left in the dealer's care for service.

Inland Marine – No, it’s not boat insurance. This is insurance for property in transit over land, certain types of moveable property coverage is provided without regard to the location of the covered property.

Special Events – If you are having a public event such as a wedding, a reception or festival you may need the protection of a Special Event Policy.  This coverage is intended to protect the policyholder against lawsuits or claims made related to bodily injury of others, and property damage to the rented premise. 

Workers Compensation – Insurance paid by companies to provide benefits to employees who become ill or injured on the job.